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ATM and Banking Security
ATM Machines have become the target of criminal opportunities such as robberies, purse thefts, and other personal crimes. The following is a list of suggestions to help reduce your vulnerabilities and criminal opportunities.
Here are some general rules and suggestions to keep in mind when using an ATM:
- Treat your ATM card like cash. Always keep your card in a safe place and store in in the protective sleeve.
- Keep your Personal Identification Number (PIN) a secret. Your ATM card will only work with your PIN. Never write your PIN on your card, and don't store it near your card.
- Never give out information about your PIN over the telephone.
- Report a lost or stolen card immediately.
- Check your receipts against your monthly statements to guard against ATM fraud.
When at an ATM Machine:
- Always observe your surroundings before conducting an ATM transaction.
- Always be aware, alert and prepared to act when visiting an ATM Machine.
- If possible, do not use an outside machine. Use machines that are inside locked, MAC-card accessible booths or rooms.
- If you use an outside machine, use one that is well lit and visible.
- Try not to visit a machine alone. REMEMBER: There is safety in numbers.
- Minimize time spent at the ATM machine by having your card out and ready.
- Don't just walk up to the machine. Look around for suspicious cars or persons.
- If using a drive-up machine, keep your engine running, doors locked, and the windows up while waiting in line. In most cases a drive-up machine is safest.
- If there is any sign of trouble, drive off.
- When possible, leave enough room between cars to allow for a fast exit.
- Cover PIN numbers so no one can read them.
- Do not count your money while at the ATM. Don't flash cash.
- Don't leave receipts lying around. (Take them with you.) Don't put them in the trash container near the machine.
- Trust your instincts. If you feel something is wrong, go to another machine.
- If anything suspicious happens, cancel your transaction and leave the area.
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